Frequently Asked Questions
This is where you will find answers to questions about the loans. If you do not find what you are looking for, please feel free to send us a message.
They are all different names for a short term loan of between $100 and $5000 that you pay back on your next payday. A payday advance provides you with an unsecured, short-term cash advance until your payday. Customers choose cash advances to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties. With CLICKnPAYDAY.com you can sign up via our form for a payday loan online and have your advance electronically deposited to your checking or savings account by a payday loan lender.
Qualifying for a payday loan is easier than qualifying for traditional credit. You need to meet the following minimum requirements:
Currently have a job (or receive regular income)
Make at least $1000 per month
Are 18 years of age or older and a U.S. citizen
Have checking account or savings account with direct deposit
Applying with CLICKnPAYDAY.com is simple and fast! We give quick online decisions, normally without the need for faxes. You are just a two minutes away from your payday loan decision!! All you need to do is:
Fill in our online application form
Within minutes we will tell you if you have been approved
Your loan agreement will be displayed online for you to review and sign
Customers typically receive approval within hours of applying. Since the money is wired directly into your checking or savings account, you could get your cash as soon as the same day. Most of the time the cash is in your account by the next day if you apply during business hours.
Not a problem! Many customers typically have sub prime credit when signing up for an online payday advance. Just pay back your loan and your credit score will improve.
Whenever an immediate or urgent need arises, CLICKnPAYDAY.com is here to help. It is important to remember that a payday cash advance loan is a short-term answer to an immediate cash need. Payday loans are not intended for repeated use in supporting an on-going budget situation from payday to payday. Repeated use or reliance on payday loans can create serious financial difficulties.
Our lenders qualify you for a loan amount based on your current income and other questions that you answer truthfully on our sign up form. Some payday lenders loan up to $5,000, depending on circumstances of the borrower.
Payday cash advance loans are generally repaid back when you receive your next paycheck. The standard time for loan repayment is usually no less than 7 days and no longer than 18 days. Your lender should disclose this information when you agree to their terms. Repaying your payday loan could not be easier. Your lender simply debit the payment from your debit card on your payday for the agreed amount – no fuss and nothing further for you to do.